Mortgage Protection Insurance is a financial safety net designed to protect your home in the event of unexpected death or disability of the household’s breadwinner. By ensuring the mortgage is covered, MPI shields your family from the burden of foreclosure during an already difficult time.

You can purchase a policy when you buy your home or even years after closing—typically within 13 to 24 months and sometimes up to 5 years depending on the insurer. MPI policies are often guaranteed acceptance, making them an excellent option for those with health challenges who might otherwise struggle to find affordable coverage.